Health insurance premiums in the federal marketplaces would have fallen if President Trump and Republican lawmakers had left the system alone, according to a new analysis from Matthew Fiedler of the Brookings Institution.
Fielder’s analysis reached two main conclusions:
- The insurance markets established by the Affordable Care Act will be quite profitable in 2018, with profit margins greater than 10 percent.
- In a “stable” environment – in which the federal policies related to the ACA in 2018 remained in place in 2019 -- the average monthly premium would have fallen by 4.3 percent in the coming year.
The report says that premiums would vary considerably depending on geography and types of plans, and the focus in on the nationwide average.
Read Fielder’s full analysis here.